Normally, we charge a one-time fee of $99.95 which covers enrollment of your unsecured credit account and application filing to setup your account to help you fix credit by using us as a credit reference, but we have waived this fee for the time being.

Bad Credit Credit Cards For People With Bad Credit!

As you can probably imagine, by financing everyone with bad credit, no credit, poor credit or after bankruptcy we incur a very high rate of default and loss and the one time fees help us to offset that so we can not waive this fee forever so take advantage soon.

Credit card consolidation loans are available to people with a poor credit rating. It is not a matter of being trapped by a high interest credit card payment and finding it difficult to make monthly payments. It is about wanting to re-establish credit and having an inability to do so due to a lack of collateral. The lender will need to see your credit report and your monthly income. They will look at your income and see if you are able to pay the loan back on time. As long as you have the income then you can usually get a bad credit consolidation loan.

When you apply for a bad credit card debt consolidation loan, you need to convince the lender that you will be able to pay the loan back. It is important to present yourself as an able and trustworthy person. You need to prove to the lender that you are a responsible person who is in a position to meet the monthly payment. With this proof you can get the bad credit card debt consolidation loan.

When it comes to bad credit card debt consolidation loans, you do not have to feel bad about it. You just need to understand that this type of loan is available to you can get your loan approved. You also need to realize that it will not be easy to pay off the loan at first. However, with the right type of guidance and the right plan of action you can be on your way to being debt free in a year or two.